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Deferred Life Risks Are on the Menu of a Hungry Pension Risk Transfer Market
Deferred Life Risks Are on the Menu of a Hungry Pension Risk Transfer Market Discusses insurance company ... considerations and approaches when dealing with the complexities of deferred lives within pension plans. By ...- Date: May 2022
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Pensions & Retirement>Assumptions and methods; Pensions & Retirement>Pension risk transfer
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The Impact of AG 49 and AG 49-A on Indexed Universal Life Insurance Illustrations: Results from a Survey of 28 Insurers
The Impact of AG 49 and AG 49-A on Indexed Universal Life Insurance Illustrations: Results from a Survey ... Survey of 28 Insurers Summary of a survey conducted by Milliman of 28life insurers on the impact of AG49 ...- Authors: Karthik Yadatore, Paul Fedchak, Patrick Ouyang
- Date: Oct 2022
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Public Policy
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Potential Impact of Non-Variable Annuity PBR on Fixed Indexed Annuity Pricing
Potential Impact of Non-Variable Annuity PBR on Fixed Indexed Annuity Pricing This article analyzes ... understands, and discusses the impact of the upcoming Principle-Based Reserving (PBR) on non-variable deferred ...- Authors: Zohair Motiwalla, Karthik Yadatore, Aatman Dattani
- Date: Feb 2021
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Reserves - Annuities; Financial Reporting & Accounting>Statutory accounting
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Recent Change to IRC § 7702 Interest Rates and Impact on Life Insurance Products
IRC § 7702 Interest Rates and Impact on Life Insurance Products Summary of recent changes to IRS Section ... Interest Rates, and how it will impact the design of life insurance products in the future. By Stu Kwassman ...- Authors: Stuart Kwassman
- Date: Feb 2021
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits; Life Insurance>Whole life
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What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates Future mortality ... experience over the last decade suggests this might be an assumption that merits reconsideration in the United ...- Authors: Craig Reynolds, Aatman Dattani
- Date: Aug 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Product development - Life Insurance
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Are Your Indexed UL Earnings Underperforming Pricing Expectations?
Underperforming Pricing Expectations? The article discusses the continued popularity of indexed UL insurance and possible ... expectations for the product. The article discusses several key items that may be the source of that underperformance ...- Authors: Nik Godon
- Date: Jan 2024
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Financial Reporting & Accounting; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
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Enhancing the Value of Critical Illness Insurance
Enhancing the Value of Critical Illness Insurance Critical illness insurance is a popular supplemental ... supplemental health insurance product in the U.S. market. This article discusses how carriers have recently sought ...- Authors: Ashlee Borcan
- Date: Feb 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Health & Disability; Health & Disability>Critical illness insurance
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The Evolution of LTC/Life Combination Products
The Evolution of LTC/Life Combination Products The article summarizes some of the key changes in modeling ... for long term care combo products over the past 30+ years. The objective is to inspire an innovative spirit ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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The Missing Piece of the New Underwriting Paradigm
The Missing Piece of the New Underwriting Paradigm An overview of Electronic Health Records and how ... how they will enhance risk assessment and automated underwriting in the US. By Ron Schaber Product Matters ...- Authors: Ron Schaber
- Date: Aug 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Embracing Inclusivity During the Product Development Process
Embracing Inclusivity During the Product Development Process As product development professionals, we ... that getting customer feedback is a key component of the product development process. If crafted carefully ...- Date: Oct 2021
- Competency: Communication; Professional Values; Relationship Management; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Demography; Demography>Gender factors; Life Insurance>Product development - Life Insurance